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Creditor Harassment

Bankruptcy Stops Creditor Harassment

Our Lewisville Bankruptcy Lawyer Explains Benefits of Automatic Stay After Filing Creditor Harassment

Lewisville bankruptcy lawyer handling creditor harassment cases in Chapter 7, Chapter 13, debt settlement and alternatives for Frisco, McKinney, Plano and nearby North Texas residentsCalls from creditors can be frightening, but there are ways to put an end to them once and for all. If you are struggling with debt that you cannot repay, filing bankruptcy may be an option. When you file for bankruptcy, regardless of whether it is Chapter 7 or Chapter 13, all creditor harassment will be stopped by a court order known as an “automatic stay.”

A Lewisville bankruptcy lawyer from Shuster Law Firm PLLC can help you stop harassing calls from creditors immediately. As soon as you hire our Texas law firm, every time a creditor contacts you, you can simply say:

“I’ve retained a lawyer to represent me. Please call Shuster Law Firm PLLC at (972) 315-6222.”

What Are My Options If a Creditor is Harassing Me?

The best thing you can do when you are being harassed by a creditor is to call an experienced bankruptcy and debt settlement attorney. Under the Fair Debt Collection Practices Act (FDCPA), creditors must communicate with you through your attorney after you hire one. After your peace of mind has been restored, you and your lawyer can discuss the best debt relief options available to you.

In both Chapter 7 and Chapter 13 bankruptcy, your creditors are forbidden from contacting you to demand payment by phone, mail, or any other form of communication. There are serious consequences for creditors who violate the automatic stay put in place by filing bankruptcy. An automatic stay also applies to all your debts — credit card debt, medical bills, your mortgage, car payments, and more.

At the end of your bankruptcy case, all of your remaining unsecured debt (which includes debt from credit cards) will be discharged. This means creditors will not be able to collect any more money from you for those debts.

If a creditor is trying to collect on a debt that you have already paid or one that is beyond the statute of limitations, your bankruptcy lawyer can ensure the case is dismissed. If you owe debt that you simply cannot pay, your attorney can help you negotiate an agreement with your creditors on your behalf and advise you on how filing bankruptcy or a bankruptcy alternative like debt settlement can help you get out from under debt you are unable to repay.

Make a Reasonable Down Payment on Legal Fees and Our Creditor Harassment Protection Begins

Stop creditor harassment by hiring our law firm with a down payment on your fees. Our firm is retained after we receive a down payment. Our bankruptcy attorney fees are very reasonable, and we offer flexible payment options.

Our protection begins even before you file bankruptcy. Prior to filing the bankruptcy petition:

  • You can refer all creditor phone calls to us
  • In some instances, we may send a creditor a certified letter to help control harassing phone calls
  • We will contact any creditors who continue to harass you with a cease and desist demand letter

Learn More About How Our DFW Bankruptcy Attorneys Can Help Stop Creditor Harassment in a Free Consultation

You face no risk by scheduling a free case evaluation with Shuster Law Firm PLLC We can explain the advantages of bankruptcyanswer your questions, represent you if you are sued by a creditor, and provide you with detailed information about our legal fees. We have helped hundreds of people in Texas towns like Fort Worth, Arlington, Flower Mound, Denton, and Dallas stop creditor harassment, and are proud to serve the entire Dallas-Fort Worth area. To make an appointment, contact our Lewisville attorneys online or by calling (972) 315-6222.

We are a debt relief agency. We help people file for debt relief under the U.S. Bankruptcy Code.