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Phone: 972-315-6222
Location
860 Hebron Parkway, Suite 303
Lewisville, TX 75057
Hours
What is Chapter 7? Chapter 7 bankruptcy allows you to:
Financial difficulties and debt do not have to ruin your life. The experienced
Lewisville bankruptcy lawyers at our firm, led by bankruptcy attorney David Shuster who has more than ten years handling consumer and business bankruptcy cases, can answer your bankruptcy questions about filing for
Chapter 7,
Chapter 13 bankruptcy, or other possible debt relief options in a free, face-to-face initial consultation.
Contact our Texas bankruptcy lawyer at 972-315-6222 for a free consultation.
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The experienced Chapter 7 lawyers at our firm in Lewisville can help you at every stage along the way. Bankruptcy Attorney David Shuster and our legal team have experience helping people filing for Chapter 7 bankruptcy in
Dallas,
Fort Worth,
Arlington,
Flower Mound,
Denton, and surrounding areas take hold of their finances. To date, we have helped hundreds of clients file for bankruptcy debt relief in Lewisville, Arlington, Fort Worth, Flower Mound, Denton, Dallas, and beyond to gain the clean financial slates they deserve.
In order to qualify for Chapter 7, you must pass the “means test” to determine if your financial situation requires bankruptcy. Many factors are considered in the means test, including income, expenses, and any liabilities you may have.
Take the example of a client from Dallas TX who is part of a three-member household with two wage earners:
The income for this family is $90,000. The median annual income in Texas to qualify for Chapter 7 bankruptcy is $52,953 for one earner and $77,110 for a family of three if filing for bankruptcy after November 2020. Now we take into account two car payments, payment on secured debt, house payments, health care, day care and several other items that bring the income level down to well below $62,626. This consumer may qualify to reduce debt by filing Chapter 7 bankruptcy.
During a free review, our Chapter 7 lawyers will examine your financial situation using the bankruptcy means test and help determine if filing for Chapter 7 bankruptcy is what is best for you.
Texas and federal statutes allow you to keep your house, a car for every licensed driver in your house, and in the typical case, all of your personal property and household goods. An example of a property that may need to be sold to pay creditors may be an extra car, motorcycle, or boat if it does not fit into allowed Chapter 7 bankruptcy exemptions.
Read our
bankruptcy FAQs with answers to our clients’ most common bankruptcy questions about keeping assets in bankruptcy, Chapter 7 bankruptcy rules, and affording your car or home mortgage payments in bankruptcy.
Bankruptcy laws in the United States were designed to help people get out from under debt. Take advantage of the Chapter 7 bankruptcy rules designed to protect you and to give you a fresh start.
Contact our Lewisville bankruptcy lawyers at 972-315-6222
today to arrange a free case review about getting back on the right track with your finances with a Chapter 7 bankruptcy discharge.
We are a debt relief agency and bankruptcy specialist. We help people file for debt relief under the U.S. Bankruptcy Code and we assist in choosing the right type of debt relief solution for your needs.
After hours or weekends by appt.
“We are a debt relief agency. We help people file for debt relief under the U.S. Bankruptcy Code”.
The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute an attorney-client relationship.
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