Searching for a Chapter 7 or Chapter 13 Attorney “near me” in Fort Worth, TX?
Shuster Law PLLC has an office in Fort Worth to answer all your questions and put your mind at ease if you have fallen into the trap of too much debt. Trying to ease your way out of it by paying off one loan with a credit card or paying off one credit card with another is usually a losing battle. Debt consolidation companies can also make situations worse extending the payments and adding their own fees onto the new “loan” (and consolidation IS a new loan), with smaller payments but over a longer timeframe.
For instance, in some cases, private student loans are dischargeable in Chapter 7 bankruptcy, but also can be put into deferment for up to 5 years in Chapter 13 bankruptcy. Both Chapter 7 and Chapter 13, unlike Chapter 11 Bankruptcy, can assist individuals or businesses that are being sued by creditors.
If you are having difficulty paying your student loans, along with your other debts, like credit cards, medical bills, car, or mortgage payments and if you did an internet search for a “bankruptcy attorney near me”, we have a location in the Fort Worth metroplex to serve you. During these troubling times, we also offer the ability to help you completely virtual.
If your debt is too overwhelming for simple consolidation, or for remote assistance, we can and will refer you to our “in office” location which are in the Dallas/Fort Worth metroplex.
Click on the contact us link or call our office at 972-315-6222 for your free in-person or virtual consultation with a Forth Worth bankruptcy attorney.
Bankruptcy Attorneys in Fort Worth That Are Affordable.
If you are like the over 2.7 million homeowners who have taken advantage of the CARES ACT mortgage forbearance program available in the Dallas /Fort Worth metroplex including cities like Fort Worth, Denton, Flower Mound, Arlington, Lewisville, and the surrounding areas, then you may need to file a Chapter 13 bankruptcy if your mortgage lender will not offer you a loan modification to cure the mortgage arrears and avoid foreclosure.
Fort Worth Attorney David Shuster has saved hundreds of homes from foreclosure through Chapter 13 bankruptcy in Fort Worth and the surrounding areas. In addition, there is a new program overseen by the U.S. Bankruptcy Courts and the Chapter 13 Trustees to require your mortgage lender to allow you to file a loan modification while you are under protection of the Chapter 13 Bankruptcy.
Shuster Law PLLC
David Shuster is a native Texan, born and raised in Arlington, studied Economics at UNT, then law in Fort Worth at Texas A & M University School of Law, and has been a member in good standing with State Bar of Texas since November of 2002.
Most clients fall into three options-
1.) Debt Consolidation, which is done by obtaining a loan at lower interest rate to payoff high interest lines of credit, effectively reducing your monthly payment as well as reducing the time it would take to pay off the debt. Unfortunately, the temptation to re-use the “paid off” lines of credit can be too much for some people and they rack up debt again which puts them in a worse financial situation then when they started.
2.) Debt Settlement, which is where we negotiate with your creditors to reduce the amount to pay off the debt. In most cases, we can usually settle the debts for 50% of the original balance, but during these trying times, we have reduced some debts to pennies on the dollar. We are local Financial Stability Attorneys, which is what separates our offices from national debt settlement companies that do not have the ability to protect you from any legal action if it arises while we are settling your debts.
3.) Federal Debt Relief, which is either a Chapter 7 or Chapter 13 Bankruptcy. When the first two options are not feasible, most of our clients will explore this option, and they quickly realize it is the least painful and the quickest way to recover your financial stability. Especially, when they understand that bankruptcy may allow you to keep unlimited equity in a home, $50,000 equity in personal property, and 100% of all retirement accounts, all the while wiping out all their credit card, medical, and other unsecured debts.
We offer a free comprehensive Financial Stability consultation which will detail your options mentioned above.
Call now or send us a message to get your Free Financial Stability Consultation so you can assess where you are in your financial standing overall. Also call our Fort Worth office for a FREE virtual consultation and let us guide you along the path to financial stability, either through Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, OR even Debt Settlement.
Each client is unique, and we will guide you to the process that works best for you. Do not allow debt to ruin your life or your happiness. Since 2005, we have experience on our side and have saved millions of dollars for our clients.
Let us assist you in your time of need. Debt is temporary, remember that. We can and make it a lot less stressful and reduce the impact it has on YOUR life. Call today