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In Debt in Flower Mound, TX? Do Not Panic!

Shuster Law PLLC Can Assist with YOUR Debt Problems.

Flower Mound, TX is considered one of the best suburbs of Dallas in which to live, with great residential properties, schools, and a neighborhood feel.  The crime rate is also relatively low. 

 

This does not mean, however, that residents do not find themselves in debt, as living in a great place or running a business there can mean lots of purchases to be made, and sometimes high mortgages on all properties.

It is easy to get in over your head in debt without even realizing it.  Sometimes it is simple unsecured debt such as credit cards.  Or it can be problems paying a hefty mortgage.  Illnesses that are unexpected, or job losses occur that cannot be prevented but your bills in Flower Mound remain.  Many individuals make the mistake of trying to solve this problem by racking up credit card debt to pay off debts they already have.  Bankruptcy scares the proud residents of Flower Mound, and sometimes debt settlement is a better solution.

Shuster Law PLLC Stands Ready to Help with Debt!

Chapter 7 or Chapter 13 Bankruptcy can be considered if the debt is not extreme but too high for debt settlement, or with unusual circumstances.  Chapter 11 can be considered if litigation is already ongoing but is usually limited to businesses.  

However, Shuster Law PLLC focuses on the simplest solution first, and debt settlement is discussed first and foremost.  

Debt settlement through an attorney can get the creditors to stop calling and harassing you or mailing you threats of legal action.  Once creditors are notified that you have retained an attorney all communications must go through the attorney, relieving you of the nightmare of credit collection agencies calling or writing.  Working with your creditors, it is possible for Shuster Law PLLC to many times settle for pennies on the dollar, saving you money and heartache.

There Are Things You Do Not Want to Do!

  1. Transfer your credit card or other unsecured debt to another credit card, with what will be called an “introductory” offer of ZERO percent APR. The “introductory” APR quickly evaporates after a few months to a much higher APR, which is more difficult to pay.  If you miss the timeframe at which the “switch” occurs you can end up paying the higher APR on ALL the unsecured debt, even that which was paid during the initial introductory period.  This is called “cancellation of the reduced rate.” Although usually perfectly legal, it is a trap for many, as the higher rate is paid on the entire amount then even during the reduced rate period if even one payment is late.  The TOS on these types of offers must be read carefully and you must pay attention to all your charges and ensure you pay early on each payment during the introductory period. 

  2. Consolidation loans.  These are problematic too.  Yes, you get a loan which allows you to pay off all your debts, but let us face it, there will usually be a high APR also attached to this.  There are generally fees attached and a longer period of repayment, so you are simply swapping one problem for another.

Debt Settlement in Flower Mound “Near Me” Exists!

By contacting a seasoned debt settlement attorney like Shuster Law PLLC you can avoid the pitfalls of a DIY approach to handling your debt problems.  In person or virtual person is available with the attorneys and staff at Shuster Law PLLC in Flower Mound, TX, and the advice you receive during the first free consultation will be priceless.  An attorney that steps in that has the experience and knowledge to properly negotiate with your creditors is well worth the legal fees as the relief from harassment and the money saved eventually is the main reason an attorney should be called if you feel you are slipping into a debt trap slowly but surely.

Shuster Law PLLC

Chapter 13 Bankruptcy Attorney

David Shuster is a native Texan, born and raised in Arlington, studied Economics at UNT, then law in Fort Worth at Texas A & M University School of Law, and has been a member in good standing with State Bar of Texas since November of 2002.

Do Not Let One More Day Go By, With Debt Misery!

David Shuster, and his trusted staff at the Flower Mound location can advise you properly about whether to seek debt settlement or explain bankruptcy options if your debt is too severe or in litigation.  Do not try to go this alone, as all consultations are completely confidential and free.  
We are compassionate, caring, and will work as hard for you as if the debt were our own! 

We are not the largest legal debt settlement and bankruptcy attorneys, but we treat all our clients with empathy and respect.  You are never just a “number” to us!

Contact us online or call (972) 315-6222 to arrange a free initial consultation to discuss your financial circumstances! We return all phone calls and emails promptly! 

We are a debt relief agency. We help people file for debt relief under the U.S. Bankruptcy Code. Keep but entire statement that is on homepage.

BANKRUPTCY

Find out if chapter 7 or chapter 13 is your best option to return to financial stability

Google Reviews

Melissa Panahi
Melissa Panahi
2023-02-07
My experience has been pretty good. They are nice people. They moved swiftly in my case. Overall very satisfied
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2023-02-06
they did exactly what they said they would do & they charged exactly what they said they would charge. entire process was much easier than expected. THANK YOU
Steven Ziegler
Steven Ziegler
2023-01-24
Friendly staff, easy processes & they under-promise but over-deliver; the best. Customer for life
Franklin
Franklin
2022-12-05
Within minutes of calling Shuster Law, Mariyah had calmed my nervousness about contacting a lawyer for the very first time then proceeded to give advice that I didn't even know existed. Monique and Mr Hartline explained the CH7 process in detail on what to expect and how everything will proceed. Everyone was extremely professional, understanding, compassionate and honest. When I had a question, they had an answer. When I was uncertain about anything, they had already solved my concerns before I knew I had them. They have the process setup so well that all you have to do is follow their instructions and they will do everything they can to help you. Mariyah, Monique, Austin, Jennifer and David, thank you so much for everything you did for me. All the stress I've been under has vanished and I'm now able to regain control of everything for the first time in several years. I highly recommend Shuster Law to anyone who needs their legal services. Don't hesitate to call them even if, and especially if, you're afraid of the concept of needing a lawyer for the first time.
Suzanne Garner
Suzanne Garner
2022-11-24
This process was done in such a professional manner. Everyone in this office was open with all my questions (even the dumb ones). I would recommend this attorney's office hands down. Thank you all for helping me, my life is so much better.
Shariar I.
Shariar I.
2022-11-18
Great experience with the entire team! Post covid i had close down my business taking a huge financial loss.. but Attny Shuster and Austin has been amazing.. Austin is knowledgeable and with his skills..he threw out a case and had it dismissed. Maria at the desk is also amazing.. very helpful and provides detail on goings about the case when making an inquiry. By far the best attny experience i have had.. will refer anyone looking for legal help and recommend anyone reading this debating to hire.. u r in good hands with Shuster law 100%.
Craig Board
Craig Board
2022-11-01
They did an amazing job assisting with filing for Bankruptcy and was patient with my unorganized thoughts during the process.
C “CHUCK” ISICHEI
C “CHUCK” ISICHEI
2022-10-07
Great experience! I am extremely satisfied with the legal representation I received from Shuster Law, PLLC. This group was very professional, proficient and expeditious in handling my legal matters as contracted. I would highly recommend them to any one seeking their legal expertise.

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