A new survey published by Bankrate.com, a personal finance website, found that only 39 percent of Americans could cover a $1,000 emergency expense. Job loss, surprise medical bills, property damage or a chronic illness could very easily upend the financial lives of these individuals. There are many, many ways to prepare for a financial emergency.…
PersonalFinance
Can Filing for Chapter 13 Bankruptcy Protect My Assets?
If you have defaulted on debts, then creditors may have a range of options they can use to recoup their losses. Many of these options could target your most important assets. For example, creditors may seek a judgment to garnish a percentage of your wages. In other cases, a creditor may foreclose on your home…
